Confused about TDSR, MSR, LTV, ABSD and other complex rules? Use this calculator to figure out what you can afford.
Initial cash outlay
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CPF drawdown of
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Monthly CPF deduction
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Monthly cash
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Age of oldest buyer
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Loan tenure
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Based on:
Total debt servicing ratio of 60%
Mortgage servicing ratio of 30%
Assumed interest rate 3.5%
BSD of
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{{ (addtionalbuyerstampduty*100).toFixed(0) }} % ABSD of
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TDSR of {{ TDSR }}%
below required 60%
MSR of {{ MSR }}%
below required 30%
LTV of {{ ((mortgage / propertyvalue)*100).toFixed(0) }}%
below required {{ (maxLTV*100).toFixed(0) }}%
Cash Payment of {{ (((cashDP - totalFees)/ propertyvalue)*100).toFixed(0) }}%
above required {{ (minCashDP*100).toFixed(0) }}%
Cash deposit of {{ (cashDP/propertyvalue*100).toFixed(0) }}%, above minimum cash of {{ minCashDP*100 }}%
Total debt servicing ratio of {{ (((monthly_cash + getTotalDebt())/getTotalGrossIncome())*100).toFixed(0) }}%, below required 60%
Mortgage servicing ratio of {{ ((monthly_cash/getTotalGrossIncome())*100).toFixed(0) }}%, below required 30%